McHugh Insurance, Inc. is an independent full service insurance agency. As our client, we present your insurance needs to the companies best suited to your needs, not just to one "captive" company. While we can write any type of insurance, our niche is in combining insurance products into one cohesive, specific package.
Commercial Clients	Personal Clients	Travel Insurance
Risk Management	Premium Finance	Specialty Markets

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Georgia Auto Insurance Law Changes

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For Businesses, this package    could include:

Worker's compensation General Liability Professional liability Hired / unowned auto Commercial auto Property ( on or off site) Sexual harassment Wrongful termination Hospitalization Disability income

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Our personal insurance   packages might consist of:

Homeowners or tenant coverage Umbrella liability Personal auto Life Disability Health insurance

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Risk Management:

For our large commercial accounts, we offer loss control and safety consultation services.  Our consultant has years of experience in risk management, safety manual production and employee safety training.  If warranted, we can provide periodic site inspections on a regular or "Surprise" basis to help reduce claims.

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We specialize in the following    "Specialty Markets":

Used car Dealers Used car dealers have been important to us for years. In addition to their "Garage", physical damage and bonding needs, we provide the license packet from the state, free pre-license consultation. In - Home Business A popular new type of policy covers the in-home office. Since a "regular" homeowner's policy excludes business liability and severely limits business personal property, those who have an in-home business are seriously uninsured. The following types of in-home businesses have benefited from our experience: Amateur Sports Teams-- We also have extensive experience insuring amateur sports teams for the following: Director's Liability Sports equipment Supplemental medical Independent sales representatives   Computer software designers   Computer hardware consultants   Avon ladies

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Premium Finance

Our clients are finding that by financing their premiums, cash flow is conserved Their insurance needs can be met in a more timely manner. Payment plans exist for both commercial and personal lines. The contract is simple and no credit approval is necessary.

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Personal Insurance =

Personal Service

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