Illinois Office


McHugh Insurance Agency
15825 W. Baker Rd, P.O. Box 81
Manhattan IL 60442-0081		 Bus:  815 478-3772
Fax:  815 478-4997
email:  All emails promptly answered		 About Us
Privacy Policy
Companies Represented

Licensed in Illinois & Wisconsin


A few of our specialties:

In-Home businesses are relatively new to the insurance industry.  Your current homeowner's policy excludes coverage for claims arising at your home for business-related claims.  It further limits coverage for your personal property used in that in-home business.

Crafters need insurance to cover their exposure while exhibiting at craft fairs.  Coverage for products can be included.  One of our companies will endorse this crafting exposure onto their homeowners policy for a truly nominal fee.

Home Builders have special needs to cover their sub-contractors, their offices, their buildings under construction.  One of the companies we represent specializes in this market only, at very attractive rates.  Call us for a quote.

Beauty Salon/Tanning Parlor package policy includes professional liability and "toaster liability".

Day Care Center includes sexual molestation coverage for business.  Perpetrator cannot be covered.  (You can't be covered by insurance for committing a felony.)

As Independent agents, we're not employees of one insurance company.  We're businessmen who have contracted with several different companies to write policies for them.  As a result, we actually work for you.  We're committed to this service, and we serve you first.



Our Guarantee:
  • Your call will be returned.
        Same day... Next day (we're human).

  • We personally answer your questions:
      Accurately...
        Timely...
          Willingly...
            Gladly...

  • We offer you the finest in service.
      ... Before we write the policy
        ... When advising you on coverage
          ... and most importantly - when settling a claim.
Our Credo:
  • Comparative Computerized quotes on your automobiles, home and life.
  • Analysis of your insurance requirements.
  • No Charge - no nonsense.
  • Insurance is our only business.  It is all we do... and we do it full-time.
  • Custom tailored programs to exactly fit your insurance needs.
  • Here today... here tomorrow.